F&K Services LLC
Finance & Management
F&K Services, provides services to the enterprises according to the best American and Anglo-Saxon characteristics.
The F&K Solutions was formed in Delaware in order to offer to her own Customers the best of the functionality and of the Financial Services, she has established her own representative offices in New York and London, uncontested business world capitals.
Good Work
How we can help your Business
Writing a business plan to raise finance
A comprehensive business plan is an essential tool when looking to raising
finance from banks and commercial lenders. However, many business owners and
managers fail to understand exactly what lenders look for in the business
plan before approving a loan application.
Preparation of a workable business plan is one of the most important tasks
facing both new and existing business owners. Whether the business is a
start up or has been operating for some time, a comprehensive business plan
sets out the short, medium and long-term goals and objectives of the
business and describes a strategy for achieving them.
Commercial Loans
Commercial Loans can be used to finance the purchase of buildings, business
assets like vehicles and equipment or provide working capital for business
expansion. The commercial loan may be structured in a variety of ways
according to circumstances and there is considerable flexibility with
repayment schedules.
Asset Finance services
As an independent Business Finance Intermediary we specialise in arranging
and negotiating asset finance for small and medium sized businesses. Being
independent we have the freedom to source our finance solutions from a
diverse range of commercial finance products and a national network of high
street and specialist business funders.
Therefore we are usually able to provide a higher number of financing
options than is possible from your asset supplier or local bank manager.
Factoring
For many smaller businesses their most valuable assets are their outstanding
invoices.
The factoring organisation manages the whole sales ledger process chasing
outstanding invoices, issuing statements, telephoning customers and
collecting payments. This service can free up huge amounts of management
time that can be redirected to growing and managing the business. By
improving the speed of payment, cashflow is improved, enabling overdraft
borrowing to be reduced and new business opportunities to be exploited.
A factoring facility rivals and can sometimes replace the need for a
traditional bank overdraft. Factoring is more flexible in that the funds
available grow with the business and do not need to be reviewed every time
an increase is required. We work with you to select the method of factoring
most appropriate to your trading situation.
Trade and transaction finance
This type of finance may be needed for clients that are entering new markets
overseas, investing in new stock, partnering with new overseas
suppliers/customers or investing in new stock for seasonal reasons or a one
off supply to a single customer.
Invoice Discounting
Similar to factoring in that it enables the release of funds that are tied
up in unpaid invoices. However in this case, the responsibility for invoice
collection does not change.
The Invoice discounter in effect purchases the debtor book and provides up
to 90% of invoice value on receipt of invoices. Businesses already
established and large enough to afford the staffing and system resources
sometimes prefer invoice discounting to factoring.
By improving the speed of payment, cashflow is improved, enabling overdraft
borrowing to be reduced and new business opportunities to be exploited.
The F&K Services works with clients to select the type of Invoice
Discounting most appropriate to the trading situation.
Business purchase finance
The purchase of an existing business often includes the acquisition of
property or land in combination with the normal assets of a commercial
business. Commercial loans are often the most effective means of acquiring
an existing business due to the potential flexibility of rates and payment
schedules. There is usually a requirement for a minimum 25% deposit to be
contributed by the borrower although this can be reduced with additional
security.
We can help you raise finance for virtually any type of business whether
freehold or leasehold ranging from the smallest café to the largest factory.
Finance for buying a business
As an independent Business Finance Intermediary we assist private
individuals and existing business owners to raise the finance required to
purchase most types of businesses. Being independent we have the freedom to
source our tailored finance solutions from a diverse range of commercial
finance products and a national network of high street and specialist
business funders. Therefore we are usually able to provide a higher number
of financing options than is possible from your local bank manager.
Regardless of what stage you have reached in buying a business why not
contact us now to see if we can help raise the finance you need.
Business finance services
As an independent Business Finance Intermediary we specialise in arranging
and negotiating finance for small and medium sized businesses.
Being independent we have the freedom to source our finance solutions from a
diverse range of commercial finance products and a national network of high
street and specialist business funders.
Therefore we are usually able to provide a higher number of financing
options than is possible from your local bank manager. Regardless of what
stage you have reached in the finance raising process why not contact us now
to see if we can help.
Introduction to business grants
Currently, there are more than 3,000 grants and support schemes available to
assist small and medium-sized businesses in the UK.
However, business owners are often unaware that many of these grants and
schemes exist, or may not realise how a grant can assist their business.
A business grant or scheme provides funding to enable a business to
undertake a new project or carry out a specific purchase.
Typically, grants provide between 15 and 50% of the project costs or
equipment purchase price, up to a certain amount.
However, it will be necessary to prove that you have matching funds from
other sources prior to applying for the grant. Grant funding differs from
loans and other forms of business finance as they do not need to be repaid -
as long as the agreed terms are met and you can prove that the funds have
been used for the purpose they were awarded.
However, because of this, there is strict eligibility criteria that needs to
be met with each available grant and it will be necessary to ensure your
business complies prior to making an application.
Thorough research should be carried out into the most appropriate grants and
schemes for your business, and careful consideration should be given to the
business plan submitted during the application process.